Evaluate Loan Applications 10x faster
with India's only AI-native Lending Platform
AICA enables NBFCs and banks to evaluate loan customers with 80% less manual effort and actively monitor risk during lending
Deploy 10,000 WhatsApp AI Loan Agents instantly
Grow loans by 300% with 24x7 workforce
AICA AI Agents interacts with customers and partners on WhatsApp and source data automatically. AI agents automatically identifies the document, associate it with the correct application, and communicate any missing details—saving your team hours of manual work.
AI sorts data and instantly identify gaps in loan applications
Reduce 80% manual effort in data collection
AICA’s AI-native platform comes with a modern UI for your customers and for your teams. With the Magic Upload feature, simply drag and drop documents, and AICA instantly identifies the document, links it to the correct application, and detects any data gaps—just like magic!
India's first AI-powered 360° credit analytics platform
Take right decisions - 4x faster
AICA’s advanced underwriting analytics deliver a 360-degree view in minutes, instantly conducting 250+ checks on legal, compliance, bureau, and related party data, along with 100+ secondary sources. It also analyzes GST, banking, and financials, ensuring no blind spots.
AI agents monitor risk in your portfolio and identify EWS
RBI Recommended EWS with 250+ additional alerts
AICA conducts a 360-degree monthly review of 100+ secondary data sources to identify stress in your portfolio and provides reports for your risk teams. With 80+ RBI recommended alerts and 200+ AICA alerts, helps you monitor risk and significantly reduce default rate.
Ultra Modern platform that your customers, partners & teams deserve
Increase loan application conversion rates by 50%
Smooth Onboarding for Customers
AI agents automatically onboard customers in less than 5 minutes and flag data gaps


Manage Your Network of Third Party
Your team gets intuitive and user-friendly interface to manage third party data, offering a seamless and efficient experience.
Your data is our lifeline, no human and no AI platform has access to it.
Native AI on Local LLM with 256-bit encryption
ISO 27001 Certified
An international standard for information and data security

Seamless API integrations
Integrated with over 100+ applications and can work with leading existing LOS/LMS

Fully Customisable and Integrable
AICA completely blends with your branding and technology

Your teams, customers & partners
Leverage AICA AI Agents to automate hours of manual work.

Use your WhatsApp and Email
Seamlessly connects with your business whatsapp and email.

Lending Without AICA





Lending With AICA

Experience the Future of Lending Today
Trusted by 100+ Banks, NBFCs and Fintechs