Trusted by more than 100+ Banks & NBFC's

Evaluate Loan Applications 10x faster

with India's only AI-native Lending Platform

AICA enables NBFCs and banks to evaluate loan customers with 80% less manual effort and actively monitor risk during lending

✅  80% automated data collection
✅ 4x faster loan processing
✅ 50% higher conversions

Deploy 10,000 WhatsApp AI Loan Agents instantly

Grow loans by 300% with 24x7 workforce

AICA AI Agents interacts with customers and partners on WhatsApp and source data automatically. AI agents automatically identifies the document, associate it with the correct application, and communicate any missing details—saving your team hours of manual work.

AI sorts data and instantly identify gaps in loan applications

Reduce 80% manual effort in data collection

AICA’s AI-native platform comes with a modern UI for your customers and for your teams. With the Magic Upload feature, simply drag and drop documents, and AICA instantly identifies the document, links it to the correct application, and detects any data gaps—just like magic!

India's first AI-powered 360° credit analytics platform

Take right decisions - 4x faster

AICA’s advanced underwriting analytics deliver a 360-degree view in minutes, instantly conducting 250+ checks on legal, compliance, bureau, and related party data, along with 100+ secondary sources. It also analyzes GST, banking, and financials, ensuring no blind spots.

AI agents monitor risk in your portfolio and identify EWS

RBI Recommended EWS with 250+ additional alerts

AICA conducts a 360-degree monthly review of 100+ secondary data sources to identify stress in your portfolio and provides reports for your risk teams. With 80+ RBI recommended alerts and 200+ AICA alerts, helps you monitor risk and significantly reduce default rate.

Ultra Modern platform that your customers, partners & teams deserve

Increase loan application conversion rates by 50%

Smooth Onboarding for Customers

AI agents automatically onboard customers in less than 5 minutes and flag data gaps

Manage Your Network of Third Party

Your team gets intuitive and user-friendly interface to manage third party data, offering a seamless and efficient experience.

Your data is our lifeline, no human and no AI platform has access to it.

Native AI on Local LLM with 256-bit encryption

ISO 27001 Certified

An international standard for information and data security

Seamless API integrations

Integrated with over 100+ applications and can work with leading existing LOS/LMS

Fully Customisable and Integrable

AICA completely blends with your branding and technology  

Your teams, customers & partners

Leverage AICA AI Agents to automate hours of manual work.

Use your WhatsApp and Email

Seamlessly connects with your business whatsapp and email.

Lending Without AICA

Data back-and-forth takes time
Manual data arrangement
4 days spent in company analysis
Low approvals and high TAT
0 EWS to monitor risk

Lending With AICA

300% growth with AI loan Agents
80% less manual work with AI
Instant AICA report for analysis
High approvals 4 times faster
AI-powered active risk monitoring

Experience the Future of Lending Today

Trusted by 100+ Banks, NBFCs and Fintechs

15 day free trial, no card required
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